The Strait of Hormuz Just Gave Your Savings a Deadline
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The Long Memo· Sep 3, 2026
For 2026, Vote Like Failure Is an Option
Mail in ballots are now a likely point of failure. Not because of anything you did, but because the Federal Government, under Trump, is acti…
The Long Memo· Aug 28, 2026
Me versus AI: When will the US-Iran War end?
My “John Henry” exercise with the machine on national security forecasting.
The Long Memo· Aug 26, 2026
Assume Nothing Changes. Now What?
Every American who sees the numbers clearly ends up, sooner or later, in the same posture: waiting.
The Long Memo· Aug 25, 2026
The Middleman Is the Product
The American health intermediary does not mediate risk — absorbing it, owning it, engineering the world to reduce it. It mediates responsibi…
The Long Memo· Aug 19, 2026
Your Health Insurance Was a Decision. You Weren’t in the Room.
February 17, 1971.
Borderless LivingSubscribe →
Borderless Living· Sep 2, 2026
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Borderless Living· Aug 28, 2026
The Day Your Bank Finds Out You Left
Roughly 340,000 brokerage accounts belonging to Americans abroad were closed last year. Almost none of those people saw it coming, because t…
Borderless Living· Aug 25, 2026
Where the Non-Dom Money Actually Went
Britain ran the experiment. A year of settlement data is now in. The destination map is the most honest document in global wealth planning —…
Borderless Living· Aug 21, 2026
The Move Isn’t Real Yet
A visa in hand and tickets booked, and by every measure that will matter later — legal, financial, digital — the family still fully lives in…
Borderless Living· Aug 19, 2026
The Tax on Goodbye
California wrote a tax that applies to people based on where they lived ten months before anyone votes on it. That detail matters more than …
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